We help people professionally collect on personal loans — no intimidation, no awkward conversations.
Just professional outreach and structured repayment plans.
Stop the stress and let Repay Hero manage your personal loan repayment today.
Collect what you're owed without the stress
Stop worrying about stressful conversations and damaged relationships. Repay Hero handles all communication with borrowers professionally, so you can focus on what matters while we help you recover your loaned money.
Why Repay Hero Works
Preserve Relationships
We handle the awkward conversations so you don't have to, keeping your relationships intact
Professional Approach
Professional, consistent follow-ups dramatically increase the likelihood of repayment
Structured Payments
Multiple professional payment options. Give borrowers options like automatic monthly payments, instant bank withdrawals or putting it on their credit cards.
How Repay Hero Works
Our simple, professional process helps you recover your money while preserving relationships
Select Package & Sign up
Free Lifetime Accounts
Create an account and track as many loans as you wish. Just pay for our outreach when needed.
Add Loan Details
Enter Your Loan Information
Securely add details about your loan including the amount, date, and borrower contact information. Our system keeps everything organized.
Connect your Bank
Quick & Secure Connection
Link your bank account in just a few clicks with our secure integration. It's fast, simple, and protected by bank-level encryption to keep your information safe.
Track Progress
Monitor and Manage
View real-time updates on all your loans in one dashboard. Track messages, responses, and manage payment plans all in one place.
Our Contact Methods
We are trained debt collectors with a tool kit to help you get your money back.
Friendly, professional email reminders sent on your behalf to keep loans top of mind
Text message reminders that are polite, timely, and effective at getting responses
Professional phone follow-ups when needed, maintaining respect and courtesy
Physical mail reminders for a personal touch that stands out from digital noise
Multiple Ways to Repay
You can set flexible payment options that make it easy for borrowers to repay their loans
Pay the full amount in a single transaction. Quick, simple, and straightforward.
Divide the total into multiple payments over a custom schedule that works for you.
Set up automatic monthly payments to gradually pay off the loan over time.
Accepted Payment Methods
What Our Customers Say
Real stories from people who successfully recovered their loans with Payback Hero
"I lent $3,500 to a friend for car repairs and felt so awkward asking for it back. Repay Hero handled everything professionally, and I got my money back in 6 weeks without damaging our friendship."
Sarah Mitchell
Small Business Owner
Package Pricing
All packages include 3 months of outreach to engage borrowers and establish payment plans. Once repayments start, subscriptions stop.
- Outreach tempo choice
- Full reporting
- Transcripts
- 6% fee on CC payments
- 0% on bank transfers
- Outreach tempo choice
- Full reporting
- Transcripts
- 5% fee on CC payments
- 0% on bank transfers
- Outreach tempo choice
- Full reporting
- Full transcripts
- 3% fee on CC payments
- 0% on bank transfers
- Create unlimited loan payment links
- Send links directly to borrowers
- 15% fee on credit card payments
- $10 per bank transfer